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• In conclusion, whether car insurance covers bent rims depends on the type of policy you have and the circumstances surrounding the damage. Standard policies typically do not cover cosmetic damages unless they are part of a larger accident. To ensure adequate protection, consider adding optional add-ons or comprehensive coverage that includes cosmetic repairs. Always review your policy details and consult with your insurance provider to understand your specific coverage options.

• Property damage liability is a crucial component of auto insurance that covers the cost of repairing or replacing property damaged by your vehicle. This coverage is designed to protect third parties, such as other vehicles, buildings, fences, or utility poles, from financial loss due to your actions while driving. Understanding the specifics of property damage liability can help you make informed decisions about your insurance needs.